(a) Undertake at all times to maintain a credit balance of N2000.00 (two thousand naira) in my/our account with you.

(b) Authorise you to purchase and sell securities and other ancillary services on my/our behalf and to pay all commissions, fees, duties, interest, taxes and other expenses, etc., in connection with such services rendered.

(c) Authorise you to send all communication to me/us at the address given below or to such other address as I/we may from time to time give in writing. All communication so sent whether by mail, telegraph, messenger or otherwise, shall be deemed to be given to me/us personally whether actually received or not, and the cost thereof shall be for my/our

(d) Undertake not to hold you responsible for delays in the transmission of orders due to breakdown or failure of transmission or communication facilities or for any other causes beyond your reasonable control or anticipation.

(e) Authorise you to charge interest at the prevailing market rate per month of 30 days counted from the appropriate settlement date on any debit balance on my/our account in your books.

(f) Authorise you to sell any securities held by you on my/our behalf if the debit balance on my/our account at any time exceeds 50% of the market value of the securities.

(g) Authorise you to debit my/our account with your annual ledger fee (currently N1000.00 p.a.). This is, however, subject to review by management.